How do you say to someone, you NEED long term care insurance? Well, for a friend of mine, Monica Mautner, it comes as naturally as saying, “let’s get lunch.” Monica has found herself helping and educating people as well as making them feel at ease, through selling long-term care insurance. She loves that she is helping people.
I had no idea what it was, so of course, when I saw how excited she was about her career, I asked her to tell me about it.
Apparently long-term care is a hot topic; recently there have been articles in the wall street journal and other national publications. I didn’t know that approximately 70% of the population turning 65 will require some type of care i.e., home care, assisted living, nursing home at some point in their lives.
I asked Monica, how does someone qualify to use this type of insurance? Her answer made me laugh (at the thought that I was actually going to write the reasons down) so here it is:
Long term care is care that you need if you can no longer perform activities of daily living, they are: 1) Eating, 2) Bathing, 3) Dressing, 4) Using the bathroom, 5) Transferring (walking), 6) Maintaining continence. Monica said most of her clients are between the ages of 45-65, which makes sense, because once you can’t perform the above activities, you are not eligible for long-term care.
Funny, but I feel like I’m writing about the 10 plagues that you read about at Passover.
Seriously, though, there is a real need to own this insurance, so if you want to learn more about it, Monica would be happy to help you out.
Hot Topics In Real Estate
This Sunday from 1-3pm I will be holding an open house at 26 Bayberry Road in Armonk. Here’s the stats:
Stunning completely renovated colonial
Heart of Whippoorwill
Four family bedrooms and three full bathrooms
As they say in real estate “All you need to do is unpack your bags!”
What would an Open House be without food! So, of course I will have some delicious DE logo-ed cookies from Beascakes for all those hungry buyers out there!
Stayed tuned for an Open House formatted video that I host coming soon featuring a spectacular home in Westchester!